We submit claims to all dental and medical insurance companies. For dental benefits, we are contracted with Delta Dental and Blue Cross of Idaho. For medical benefits, we are only contracted with Blue Cross of Idaho.
It is important to remember that insurance coverage is only an estimation, never a guarantee of payment. The guarantor is responsible for all treatment not covered by insurance.
Since each dental and medical insurance plan is different, it is a good idea to contact your insurance company to find out the following:
- Benefit limitations
- Your plan benefit period...when your plan starts/ends each year. Not all plans run on a calendar year
- The effect of secondary insurances (if applicable)
- Waiting periods
Having insurance is a great benefit. It helps many people obtain quality dental care. Understanding your insurance is just as important as having it.